This plan is for
all financial needs, like,
- Education of Children and Marriage
- Health Needs
- Retirement Pension
- Estate Creation
- Easy and Flexible Money back
Example 1
Age
|
35
|
|||||||
Risk Coverage
|
500000
|
|||||||
Yly Premium
|
24016
|
|||||||
S.No
|
Term
|
SA
|
Premium
|
MA
|
Used for Premium Payment
|
Net MA
|
M Age
|
|
1
|
15
|
62500
|
3002
|
111099
|
21014
|
90085
|
50
|
|
2
|
16
|
62500
|
3002
|
125842
|
18012
|
107830
|
51
|
|
3
|
17
|
62500
|
3002
|
141986
|
15010
|
126976
|
52
|
|
4
|
18
|
62500
|
3002
|
159705
|
12008
|
147697
|
53
|
|
5
|
19
|
62500
|
3002
|
179095
|
9006
|
170089
|
54
|
|
6
|
20
|
62500
|
3002
|
200370
|
6004
|
194366
|
55
|
|
7
|
21
|
62500
|
3002
|
223646
|
3002
|
220644
|
56
|
|
8
|
22
|
62500
|
3002
|
249179
|
0
|
249179
|
57
|
|
500000
|
24016
|
1390922
|
1306866
|
|||||
Normal Death:
|
5 lakhs + (Total
premium paid - first year premium) +LA
|
|||||||
Accidental Death:
|
10 lakhs + (Total
premium paid - first year premium) +LA
|
|||||||
Total Premium Paid
|
360240
|
|||||||
Tax benefit @ 20%
|
72048
|
|||||||
Actual Premium Paid
|
288192
|
|||||||
Total MA
|
1306866
|
Example 2
Age
|
35
|
||||||
Risk Coverage
|
1000000
|
||||||
Yly Premium
|
48040
|
||||||
S.No
|
Term
|
SA
|
Premium
|
MA
|
Used for Premium Payment
|
Net MA
|
M Age
|
1
|
15
|
100000
|
4804
|
177759
|
43236
|
134523
|
50
|
2
|
16
|
100000
|
4804
|
201347
|
38432
|
162915
|
51
|
3
|
17
|
100000
|
4804
|
227176
|
33628
|
193548
|
52
|
4
|
18
|
100000
|
4804
|
255528
|
28824
|
226704
|
53
|
5
|
19
|
100000
|
4804
|
286552
|
24020
|
262532
|
54
|
6
|
20
|
100000
|
4804
|
320592
|
19216
|
301376
|
55
|
7
|
21
|
100000
|
4804
|
357833
|
14412
|
343421
|
56
|
8
|
22
|
100000
|
4804
|
398687
|
9608
|
389079
|
57
|
9
|
23
|
100000
|
4804
|
443375
|
4804
|
438571
|
58
|
10
|
24
|
100000
|
4804
|
492398
|
0
|
492398
|
59
|
1000000
|
48040
|
3161247
|
2945067
|
||||
Normal Death:
|
10 lakhs + (Total
premium paid - first year premium) +LA
|
||||||
Accidental Death:
|
20 lakhs + (Total
premium paid - first year premium) +LA
|
||||||
Total Premium Paid
|
720600
|
||||||
Tax benefit @ 20%
|
144120
|
||||||
Actual Premium Paid
|
576480
|
||||||
Total MA
|
2945067
|
How to Apply this policy?
Refer About Me section on this page at the top right
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